NAVIENT (NAVI)

6/4/2025 16:59:45 UTC $13.52
Next Expected Report Date: 7/23/2025
Zacks Rank:

Hold

3
 
 
 
 
 
Style Scores:   Value: B Growth: F Momentum: D VGM: F

Zacks Indicator*

33
Ranked: 33 out of 99
Zacks Rank & Indicator
Agreement: F1 Estimate Revisions(#Up-#Dn 4 Wks)-1
Magnitude: F1 Consensus Estimate Trend(12 Week Rev)6.03%
Upside: F1 Zacks Consensus vs Most Accurate-5.78%
Last EPS Surprise0.28
Value ScoreB
P/E (F1)12.07
P/E (F1) Rel to Industry-3.80
PEG Ratio0.00
P/S (F1)2.36
P/S (TTM)0.33
P/CFO5.37
P/CFO Rel to Industry-0.61
EV/EBITDA Annual131.76
Growth ScoreF
Proj. EPS Growth(F1/F0)-54.22%
Hist. EPS Growth(Q0/Q-1)-21.34%
Qtr CFO Growth-133.86%
2 Yr CFO Growth164.19%
Return on Equity (ROE)5.20%
(NI - CFO) / Total Assets-0.38%
Asset Turnover0.08
Momentum ScoreD
1 Week Volume Change-16.20%
1 Week Price Chg Rel to Industry0.04%
(F1) EPS Est 1 Week Change0.00%
(F1) EPS Est 4 Week Change-0.13%
(F1) EPS Est 12 Week Change6.03%
(Q1) EPS Est 1 Week Change0.00%

Earning Quality Score

7
Ranked: 7 out of 10
Earning Score
EPS Increases: 5 Years2
Growth Increases: 3 Years0
Breakout: SUE using Actuals-6.11

Earning & Dividend Quality Score

8
Ranked: 8 out of 10
Earning & Dividend Score
R2 EPS: 10 Year0.21
R2 Dividend: 10 Year0.00
Dividend Increases: 5 Years0

Price Response Indicator

A
Ranked: A out of E
Price Response Indicator
Surprise %:47.37%
Price Response: 5 Days Prior10.92%
Price Response: 5 Days After1.70%
Last EPS Report Date4/30/2025

Zacks Insider Rank

4
Ranked: 4 out of 6
Zacks Insider Rank
Insider Held %:31.17%
# of Buyers: 12 Weeks0
# of Sellers: 12 Weeks0
% Chg in shares of insiders trading: 12 Weeks0.00%
Quality Score
Cash Flow Earnings Growth-51.19%
Cash Flow Earnings Greater Than Accrued EarningsYes
ROE Increases: 3 Years0.00
ROA Increases: 3 Years0.00
Cash Flow Increases: 3 Years2.00

* Zacks Rank = 1 when Indicator <= 5, ZR = 2 when Indicator 5 < I <= 20, ZR = 3 when Indicator 20 < I <= 79, ZR = 4 when Indicator 79 < I <= 94, ZR = 5 when Indicator 94 < I <= 99