AMERISAFE (AMSF)

i Fundamental Surprise Chart NFM Surprise Chart
Publish date:
Company Info
Company's Website
IR Website
Zacks Sector
Financials
Zacks Industry
INSURANCE
Company Info
Company's WebsiteWWW.AMERISAFE.COM
IR WebsiteAMERISAFE.Q4IR.COM
Zacks SectorFinancials
Zacks IndustryINSURANCE
IR WebsiteAMERISAFE.Q4IR.COMZacks SectorFinancials
Zacks IndustryINSURANCE
Company Info3 Year5 Year10 Year
Company Website
IR Website
208-Zacks_Global_Sector
203-Zacks M_Industry
Company Info
MFCategoryRank    
(1-100) **
Company WebsiteWWW.AMERISAFE.COM
IR WebsiteAMERISAFE.Q4IR.COM
208-Zacks_Global_SectorFinancials
203-Zacks M_IndustryINSURANCE
** - 1 being best, 100 being the worst performing among category
Valuation Ratios3 Year5 Year10 Year
Price/Earnings (TTM)
Price/Earnings (F12M)
Price/Earnings (FY1)
Price/Earnings (FY2)
Shiller P/E
F12M PEG Ratio - 1 SD [(3 to 5 Yr Gr. Est.)]
Price/Sales (TTM)
Price/Book (TTM)
Price/Tangible Book (TTM)
Earnings Yield (TTM)
Price/Free Cash Flow (Per Share)
Enterprise Value/EBIT (TTM)
Enterprise Value/EBITDA (TTM)
Enterprise Value/Sales (TTM)
Enterprise Value/Free Cash Flow (TTM)
Valuation Ratios
MFCategoryRank    
(1-100) **
Price/Earnings (TTM)19.56
Price/Earnings (F12M)21.66
Price/Earnings (FY1)21.12
Price/Earnings (FY2)22.63
Shiller P/E11.25
F12M PEG Ratio - 1 SD [(3 to 5 Yr Gr. Est.)]2.21
Price/Sales (TTM)3.02
Price/Book (TTM)3.47
Price/Tangible Book (TTM)3.49
Earnings Yield (TTM)5.11
Price/Free Cash Flow (Per Share)61.52
Enterprise Value/EBIT (TTM)14.50
Enterprise Value/EBITDA (TTM)13.98
Enterprise Value/Sales (TTM)2.82
Enterprise Value/Free Cash Flow (TTM)57.38
** - 1 being best, 100 being the worst performing among category
Liquidity & Solvency Ratios
Market Capitalization ($ Mil)
905
Enterprise Value ($ Mil)
849
Altman Z-Score (TTM)
0.66
Current Ratio (Quarterly)
0.40
Long-Term Debt/Equity (Quarterly)
0.00%
Total Debt/Total Equity (Quarterly)
0.00%
Free Cash Flow (Quarterly)
15
Free Cash Flow Adjusted Yield
5.34%
Times Interest Earned (TTM)
Liquidity & Solvency Ratios
Market Capitalization ($ Mil) 905
Enterprise Value ($ Mil) 849
Altman Z-Score (TTM)0.66
Current Ratio (Quarterly) 0.40
Long-Term Debt/Equity (Quarterly) 0.00%
Total Debt/Total Equity (Quarterly)0.00%
Free Cash Flow (Quarterly) 15
Free Cash Flow Adjusted Yield 5.34%
Times Interest Earned (TTM)
Enterprise Value ($ Mil) 849Altman Z-Score (TTM)0.66
Current Ratio (Quarterly) 0.40Long-Term Debt/Equity (Quarterly) 0.00%
Total Debt/Total Equity (Quarterly)0.00%Free Cash Flow (Quarterly) 15
Free Cash Flow Adjusted Yield 5.34%Times Interest Earned (TTM)
Liquidity & Solvency Ratios3 Year5 Year10 Year
Market Capitalization ($ Mil)
Enterprise Value ($ Mil)
Altman Z-Score (TTM)
Current Ratio (Quarterly)
Long-Term Debt/Equity (Quarterly)
Total Debt/Total Equity (Quarterly)
Free Cash Flow (Quarterly)
Free Cash Flow Adjusted Yield
Times Interest Earned (TTM)
Liquidity & Solvency Ratios
MFCategoryRank    
(1-100) **
Market Capitalization ($ Mil)905
Enterprise Value ($ Mil)849
Altman Z-Score (TTM)0.66
Current Ratio (Quarterly)0.40
Long-Term Debt/Equity (Quarterly)0.00%
%
Total Debt/Total Equity (Quarterly)0.00%
%
Free Cash Flow (Quarterly)15
Free Cash Flow Adjusted Yield5.34%
%
Times Interest Earned (TTM)
** - 1 being best, 100 being the worst performing among category
Management Effectiveness Ratios
Days Sales Outstanding (TTM)
349.44
Inventory Turnover (TTM)
Receivables Turnover (TTM)
1.08
Return on Assets (TTM)
3.87%
Return on Equity (TTM)
16.41%
Return on Investment Capital (TTM)
-13.85%
Management Effectiveness Ratios
Days Sales Outstanding (TTM) 349.44
Inventory Turnover (TTM)
Receivables Turnover (TTM)1.08
Return on Assets (TTM) 3.87%
Return on Equity (TTM) 16.41%
Return on Investment Capital (TTM) -13.85%
Inventory Turnover (TTM)Receivables Turnover (TTM)1.08
Return on Assets (TTM) 3.87%Return on Equity (TTM) 16.41%
Return on Investment Capital (TTM) -13.85%
Management Effectiveness Ratios3 Year5 Year10 Year
Days Sales Outstanding (TTM)
Inventory Turnover (TTM)
Receivables Turnover (TTM)
Return on Assets (TTM)
Return on Equity (TTM)
Return on Investment Capital (TTM)
Management Effectiveness Ratios
MFCategoryRank    
(1-100) **
Days Sales Outstanding (TTM)349.44
Inventory Turnover (TTM)
Receivables Turnover (TTM)1.08
Return on Assets (TTM)3.87%
%
Return on Equity (TTM)16.41%
%
Return on Investment Capital (TTM)-13.85%
%
** - 1 being best, 100 being the worst performing among category
Consensus Price Targets
Short Term Price Target
57.67
Price Target High Estimate
65.00
Price Target Low Estimate
54.00
Number of Analysts in Price Target Consensus Estimate
3
Consensus Price Targets
Short Term Price Target57.67
Price Target High Estimate65.00
Price Target Low Estimate54.00
Number of Analysts in Price Target Consensus Estimate3
Price Target High Estimate65.00Price Target Low Estimate54.00
Number of Analysts in Price Target Consensus Estimate3
Consensus Price Targets3 Year5 Year10 Year
Short Term Price Target
Price Target High Estimate
Price Target Low Estimate
Number of Analysts in Price Target Consensus Estimate
Consensus Price Targets
MFCategoryRank    
(1-100) **
Short Term Price Target57.67
Price Target High Estimate65.00
Price Target Low Estimate54.00
Number of Analysts in Price Target Consensus Estimate3
** - 1 being best, 100 being the worst performing among category
Income Statement
Revenue (TTM)
301
Revenue (Per Share Quarterly)
15.81
Revenue (Quarterly Y/Y Growth)
-9.81%
EPS Adjusted Diluted (TTM)
2.48
EPS Adjusted Diluted (Quarterly Y/Y Growth)
-46.59%
Net Income Adjusted (TTM)
46
EBITDA (TTM)
61
EBIT (TTM)
59
Pre-Tax Income (TTM)
60
Income Statement
Revenue (TTM) 301
Revenue (Per Share Quarterly) 15.81
Revenue (Quarterly Y/Y Growth)-9.81%
EPS Adjusted Diluted (TTM)2.48
EPS Adjusted Diluted (Quarterly Y/Y Growth)-46.59%
Net Income Adjusted (TTM)46
EBITDA (TTM) 61
EBIT (TTM) 59
Pre-Tax Income (TTM)60
Revenue (Per Share Quarterly) 15.81Revenue (Quarterly Y/Y Growth)-9.81%
EPS Adjusted Diluted (TTM)2.48EPS Adjusted Diluted (Quarterly Y/Y Growth)-46.59%
Net Income Adjusted (TTM)46EBITDA (TTM) 61
EBIT (TTM) 59Pre-Tax Income (TTM)60
Income Statement3 Year5 Year10 Year
Revenue (TTM)
Revenue (Per Share Quarterly)
Revenue (Quarterly Y/Y Growth)
EPS Adjusted Diluted (TTM)
EPS Adjusted Diluted (Quarterly Y/Y Growth)
Net Income Adjusted (TTM)
EBITDA (TTM)
EBIT (TTM)
Pre-Tax Income (TTM)
Income Statement
MFCategoryRank    
(1-100) **
Revenue (TTM)301
Revenue (Per Share Quarterly)15.81
Revenue (Quarterly Y/Y Growth)-9.81%
%
EPS Adjusted Diluted (TTM)2.48
EPS Adjusted Diluted (Quarterly Y/Y Growth)-46.59%
%
Net Income Adjusted (TTM)46
EBITDA (TTM)61
EBIT (TTM)59
Pre-Tax Income (TTM)60
** - 1 being best, 100 being the worst performing among category
Balance Sheet
Cash and Marketable Securities (Quarterly)
56
Total Assets (Quarterly)
1,157
Long Term Debt (Quarterly)
0
Total Liabilities (Quarterly)
896
Shareholders Equity (Quarterly)
261
Book Value (Per Share)
13.69
Tangible Book Value (Per Share)
13.62
Balance Sheet3 Year5 Year10 Year
Cash and Marketable Securities (Quarterly)
Total Assets (Quarterly)
Long Term Debt (Quarterly)
Total Liabilities (Quarterly)
Shareholders Equity (Quarterly)
Book Value (Per Share)
Tangible Book Value (Per Share)
Balance Sheet
MFCategoryRank    
(1-100) **
Cash and Marketable Securities (Quarterly)56
Total Assets (Quarterly)1,157
Long Term Debt (Quarterly)0
Total Liabilities (Quarterly)896
Shareholders Equity (Quarterly) 261
Book Value (Per Share)13.69
Tangible Book Value (Per Share)13.62
** - 1 being best, 100 being the worst performing among category
Cash Flow Statement
Cash from Financing (TTM)
-92
Cash from Investing (TTM)
88
Cash from Operations (TTM)
15
Capital Expenditures (TTM)
0
Depreciation & Amortization (TTM)
2
Cash Flow Statement
Cash from Financing (TTM)-92
Cash from Investing (TTM)88
Cash from Operations (TTM)15
Capital Expenditures (TTM) 0
Depreciation & Amortization (TTM)2
Cash from Investing (TTM)88Cash from Operations (TTM)15
Capital Expenditures (TTM) 0Depreciation & Amortization (TTM)2
Cash Flow Statement3 Year5 Year10 Year
Cash from Financing (TTM)
Cash from Investing (TTM)
Cash from Operations (TTM)
Capital Expenditures (TTM)
Depreciation & Amortization (TTM)
Cash Flow Statement
MFCategoryRank    
(1-100) **
Cash from Financing (TTM)-92
Cash from Investing (TTM)88
Cash from Operations (TTM)15
Capital Expenditures (TTM)0
Depreciation & Amortization (TTM)2
** - 1 being best, 100 being the worst performing among category
Dividends and Shares
Shares Outstanding (Millions)
19
Dividend (Last Quarter Dividend/Share)
0.39
Indicated Annual Dividend Yield (Forward)
3.28%
Current Div Yield / 10 yr Treasury
0.74
Indicated Annual Dividend
1.56
Payout Ratio
185.19%
Dividend/Free Cash Flow
-16.66
Latest Ex-Dividend Date
3/7/2025
Last Split Factor
Last Split Date
00/00/00
Dividends and Shares
Shares Outstanding (Millions) 19
Dividend (Last Quarter Dividend/Share)0.39
Indicated Annual Dividend Yield (Forward)3.28%
Current Div Yield / 10 yr Treasury0.74
Indicated Annual Dividend 1.56
Payout Ratio 185.19%
Dividend/Free Cash Flow-16.66
Latest Ex-Dividend Date3/7/2025
Last Split Factor
Last Split Date00/00/00
Dividend (Last Quarter Dividend/Share)0.39Indicated Annual Dividend Yield (Forward)3.28%
Current Div Yield / 10 yr Treasury0.74Indicated Annual Dividend 1.56
Payout Ratio 185.19%Dividend/Free Cash Flow-16.66
Latest Ex-Dividend Date3/7/2025Last Split Factor
Last Split Date00/00/00
Dividends and Shares3 Year5 Year10 Year
Shares Outstanding (Millions)
Dividend (Last Quarter Dividend/Share)
Indicated Annual Dividend Yield (Forward)
Current Div Yield / 10 yr Treasury
Indicated Annual Dividend
Payout Ratio
Dividend/Free Cash Flow
Latest Ex-Dividend Date
Last Split Factor
Last Split Date
Dividends and Shares
MFCategoryRank    
(1-100) **
Shares Outstanding (Millions)19
Dividend (Last Quarter Dividend/Share)0.39
Indicated Annual Dividend Yield (Forward)3.28%
%
Current Div Yield / 10 yr Treasury0.74
Indicated Annual Dividend1.56
Payout Ratio185.19%
%
Dividend/Free Cash Flow-16.66
Latest Ex-Dividend Date3/7/2025
Last Split Factor
Last Split Date00/00/00
** - 1 being best, 100 being the worst performing among category
Non Zacks Alpha Scores
Piotroski F Score (TTM)
4
Mohanram Score
4
Relative Strength 12 Weeks
53
Beneish M-Score
-2.30
Non Zacks Alpha Scores
Piotroski F Score (TTM)4
Mohanram Score4
Relative Strength 12 Weeks53
Beneish M-Score-2.30
Mohanram Score4Relative Strength 12 Weeks53
Beneish M-Score-2.30
Non Zacks Alpha Scores3 Year5 Year10 Year
Piotroski F Score (TTM)
Mohanram Score
Relative Strength 12 Weeks
Beneish M-Score
Non Zacks Alpha Scores
MFCategoryRank    
(1-100) **
Piotroski F Score (TTM)4
Mohanram Score4
Relative Strength 12 Weeks53
Beneish M-Score-2.30
** - 1 being best, 100 being the worst performing among category
Price Performance
Current Price
47.52
Beta (60 Months)
0.41
1 Month Price Returns (Daily)
-3.20%
3 Month Price Returns (Daily)
-4.87%
6 Month Price Returns (Daily)
-19.85%
Year to Date Price Returns (Daily)
-6.95%
1 Year Price Returns (Daily)
2.35%
3 Year Price Returns (Daily)
-1.80%
5 Year Price Returns (Daily)
-26.98%
10 Year Price Returns (Daily)
2.88%
52-Week High (Close)
59.66
52-Week Low (Close)
42.32
Price/52-Week High
0.80
Price/52-Week Low
1.12
Price/50 Day MA
0.97
Price/200 Day MA
0.94
Price 50 Day MA/200 Day MA
0.97
Price Performance
Current Price 47.52
Beta (60 Months) 0.41
1 Month Price Returns (Daily)-3.20%
3 Month Price Returns (Daily)-4.87%
6 Month Price Returns (Daily)-19.85%
Year to Date Price Returns (Daily)-6.95%
1 Year Price Returns (Daily)2.35%
3 Year Price Returns (Daily)-1.80%
5 Year Price Returns (Daily)-26.98%
10 Year Price Returns (Daily)2.88%
52-Week High (Close)59.66
52-Week Low (Close)42.32
Price/52-Week High0.80
Price/52-Week Low1.12
Price/50 Day MA0.97
Price/200 Day MA0.94
Price 50 Day MA/200 Day MA0.97
Beta (60 Months) 0.411 Month Price Returns (Daily)-3.20%
3 Month Price Returns (Daily)-4.87%6 Month Price Returns (Daily)-19.85%
Year to Date Price Returns (Daily)-6.95%1 Year Price Returns (Daily)2.35%
3 Year Price Returns (Daily)-1.80%5 Year Price Returns (Daily)-26.98%
10 Year Price Returns (Daily)2.88%52-Week High (Close)59.66
52-Week Low (Close)42.32Price/52-Week High0.80
Price/52-Week Low1.12Price/50 Day MA0.97
Price/200 Day MA0.94Price 50 Day MA/200 Day MA0.97
Price Performance3 Year5 Year10 Year
Current Price
Beta (60 Months)
1 Month Price Returns (Daily)
3 Month Price Returns (Daily)
6 Month Price Returns (Daily)
Year to Date Price Returns (Daily)
1 Year Price Returns (Daily)
3 Year Price Returns (Daily)
5 Year Price Returns (Daily)
10 Year Price Returns (Daily)
52-Week High (Close)
52-Week Low (Close)
Price/52-Week High
Price/52-Week Low
Price/50 Day MA
Price/200 Day MA
Price 50 Day MA/200 Day MA
Price Performance
MFCategoryRank    
(1-100) **
Current Price47.52
Beta (60 Months)0.41
1 Month Price Returns (Daily)-3.20%
%
3 Month Price Returns (Daily)-4.87%
%
6 Month Price Returns (Daily)-19.85%
%
Year to Date Price Returns (Daily)-6.95%
%
1 Year Price Returns (Daily)2.35%
%
3 Year Price Returns (Daily)-1.80%
%
5 Year Price Returns (Daily)-26.98%
%
10 Year Price Returns (Daily)2.88%
%
52-Week High (Close)59.66
52-Week Low (Close)42.32
Price/52-Week High0.80
Price/52-Week Low1.12
Price/50 Day MA0.97
Price/200 Day MA0.94
Price 50 Day MA/200 Day MA0.97
** - 1 being best, 100 being the worst performing among category
Total Return
% Total Return MTD
2.22%
% Total Return QTD
-9.57%
% Total Return YTD
-7.04%
% Total Return 1 Year
11.82%
% Total Return 3 Year
34.15%
% Total Return 5 Year
13.02%
% Total Return 10 Year
105.42%
Total Return
% Total Return MTD2.22%
% Total Return QTD-9.57%
% Total Return YTD-7.04%
% Total Return 1 Year11.82%
% Total Return 3 Year34.15%
% Total Return 5 Year13.02%
% Total Return 10 Year105.42%
% Total Return QTD-9.57%% Total Return YTD-7.04%
% Total Return 1 Year11.82%% Total Return 3 Year34.15%
% Total Return 5 Year13.02%% Total Return 10 Year105.42%
Total Return3 Year5 Year10 Year
% Total Return MTD
% Total Return QTD
% Total Return YTD
% Total Return 1 Year
% Total Return 3 Year
% Total Return 5 Year
% Total Return 10 Year
Total Return
MFCategoryRank    
(1-100) **
% Total Return MTD2.22%
%
% Total Return QTD-9.57%
%
% Total Return YTD-7.04%
%
% Total Return 1 Year11.82%
%
% Total Return 3 Year34.15%
%
% Total Return 5 Year13.02%
%
% Total Return 10 Year105.42%
%
** - 1 being best, 100 being the worst performing among category
Margins
Gross Profit (TTM)
94
Gross Profit Margin (TTM)
31.20%
EBITDA Margin (TTM)
20.17%
Operating Margin (TTM)
19.45%
Margins3 Year5 Year10 Year
Gross Profit (TTM)
Gross Profit Margin (TTM)
EBITDA Margin (TTM)
Operating Margin (TTM)
Margins
MFCategoryRank    
(1-100) **
Gross Profit (TTM)94
Gross Profit Margin (TTM)31.20%
%
EBITDA Margin (TTM)20.17%
%
Operating Margin (TTM)19.45%
%
** - 1 being best, 100 being the worst performing among category
Consensus Estimates
Sales Estimates for Current Quarter
78
Sales Estimates for Current Fiscal Year
312
EPS Estimates for Current Quarter
0.55
EPS Estimates for Current Fiscal Year
2.25
Price/Sales (FY1)
2.90
Price/Sales (F12M)
2.86
Price/Earnings (FY1)
21.12
Price/Earnings (F12M)
21.66
Consensus Estimates
Sales Estimates for Current Quarter78
Sales Estimates for Current Fiscal Year312
EPS Estimates for Current Quarter0.55
EPS Estimates for Current Fiscal Year2.25
Price/Sales (FY1)2.90
Price/Sales (F12M)2.86
Price/Earnings (FY1) 21.12
Price/Earnings (F12M) 21.66
Sales Estimates for Current Fiscal Year312EPS Estimates for Current Quarter0.55
EPS Estimates for Current Fiscal Year2.25Price/Sales (FY1)2.90
Price/Sales (F12M)2.86Price/Earnings (FY1) 21.12
Price/Earnings (F12M) 21.66
Consensus Estimates3 Year5 Year10 Year
Sales Estimates for Current Quarter
Sales Estimates for Current Fiscal Year
EPS Estimates for Current Quarter
EPS Estimates for Current Fiscal Year
Price/Sales (FY1)
Price/Sales (F12M)
Price/Earnings (FY1)
Price/Earnings (F12M)
Consensus Estimates
MFCategoryRank    
(1-100) **
Sales Estimates for Current Quarter78
Sales Estimates for Current Fiscal Year312
EPS Estimates for Current Quarter0.55
EPS Estimates for Current Fiscal Year2.25
Price/Sales (FY1)2.90
Price/Sales (F12M)2.86
Price/Earnings (FY1)21.12
Price/Earnings (F12M)21.66
** - 1 being best, 100 being the worst performing among category
Employee Count Metrics
Total Employees (Annual)
370
Revenue Per Employee (Annual)
0.84
Net Income Per Employee (Annual)
0.15
Employee Count Metrics
Total Employees (Annual)370
Revenue Per Employee (Annual)0.84
Net Income Per Employee (Annual)0.15
Revenue Per Employee (Annual)0.84Net Income Per Employee (Annual)0.15
Employee Count Metrics3 Year5 Year10 Year
Total Employees (Annual)
Revenue Per Employee (Annual)
Net Income Per Employee (Annual)
Employee Count Metrics
MFCategoryRank    
(1-100) **
Total Employees (Annual)370
Revenue Per Employee (Annual)0.84
Net Income Per Employee (Annual)0.15
** - 1 being best, 100 being the worst performing among category
Zacks Alpha Scores
Zacks Rank
3
Sector Rank
Top 38% ( 6 out of 16 )
Industry Rank
Top 24% ( 15 out of 62 )
Sub-Industry Rank
Bottom 33% ( 166 out of 246 )
Zacks Recommendation
Neutral
Growth Score
D
Value Score
D
Momentum Score
C
VGM Score
D
Earnings Quality Score
7
Earnings & Dividend Quality Score
5
Price Response Indicator
C
Zacks Insider Rank
4
Zacks Alpha Scores
Zacks Rank 3
Sector RankTop 38% ( 6 out of 16 )
Industry RankTop 24% ( 15 out of 62 )
Sub-Industry RankBottom 33% ( 166 out of 246 )
Zacks RecommendationNeutral
Growth ScoreD
Value ScoreD
Momentum ScoreC
VGM ScoreD
Earnings Quality Score7
Earnings & Dividend Quality Score5
Price Response IndicatorC
Zacks Insider Rank4
Sector RankTop 38% ( 6 out of 16 )Industry RankTop 24% ( 15 out of 62 )
Sub-Industry RankBottom 33% ( 166 out of 246 )Zacks RecommendationNeutral
Growth ScoreDValue ScoreD
Momentum ScoreCVGM ScoreD
Earnings Quality Score7Earnings & Dividend Quality Score5
Price Response IndicatorCZacks Insider Rank4
Zacks Alpha Scores3 Year5 Year10 Year
Zacks Rank
Sector Rank
Industry Rank
Sub-Industry Rank
Zacks Recommendation
Growth Score
Value Score
Momentum Score
VGM Score
Earnings Quality Score
Earnings & Dividend Quality Score
Price Response Indicator
Zacks Insider Rank
Zacks Alpha Scores
MFCategoryRank    
(1-100) **
Zacks Rank3
Sector RankTop 38% ( 6 out of 16 )
Industry RankTop 24% ( 15 out of 62 )
Sub-Industry RankBottom 33% ( 166 out of 246 )
Zacks RecommendationNeutral
Growth ScoreD
Value ScoreD
Momentum ScoreC
VGM ScoreD
Earnings Quality Score7
Earnings & Dividend Quality Score5
Price Response IndicatorC
Zacks Insider Rank4
** - 1 being best, 100 being the worst performing among category